Shop what you want.
Pay at your pace.
Use Mosmos however you like to shop
In-store
Found something you want at a Mosmos Partner Merchant? Ask for Mosmos at checkout, make your first payment and complete the rest at your pace.
At checkout
Look out for Mosmos when shopping with participating Partner Merchants online. Choose your product, start your booking and pay progressively.
In the Mosmos app
Explore selected products and offers from our Partner Merchants, all in one place. Discover great deals, find something you love, book it and start paying.
Using Mosmos is as easy as...
Choose what you want
Find your product through the app or a participating Partner Merchant.
Start your booking
Select the product and make your first payment toward the purchase.
Pay at your pace
Make payments whenever you want until you complete the full purchase price.
Get your product
Once you’ve completed payment, your product is ready for fulfilment.
A better way to buy what you want
Pay at your pace
You don’t have to pay the entire purchase price at once. Start with what you have and complete the rest progressively.
No interest charged
Your Mosmos Layaway booking doesn’t attract interest. You’re simply paying toward your purchase.
No fixed instalments
Pay more when you can. Pay smaller amounts when you need to. You decide how you complete your purchase within the applicable booking period.
Track everything
See how much you’ve paid, how much remains and the status of your booking directly from Mosmos.
Shop with trusted businesses
Access products and offers from participating Partner Merchants through the Mosmos ecosystem.
Use Mosmos at the retail brands you already know and love
Don't just take our word for it. Here is what our customers say!
Frequently Asked Questions
Mosmos is a lifestyle commerce platform that gives you flexible ways to pay for products you want from participating businesses.
Choose a product, create a booking and make payments toward its purchase price. Once you’ve paid the full amount, your purchase is completed and the product can be fulfilled.
No. Mosmos Layaway does not charge interest on your payments.
No. You can make flexible payments toward your booking, subject to the applicable booking terms and completion period.
Yes. You can make multiple payments toward your booking and complete it early if you wish.
Your product is fulfilled once the full purchase price has been completed, subject to the applicable product and Partner Merchant fulfilment terms. Typically, instant in-store pick-up and 24-72hours countrywide delivery.
Mosmos Discover is where you can browse selected products, promotions and offers from participating Partner Merchants.
Yes, subject to the applicable Mosmos cancellation terms. Any refundable amount will be processed in accordance with the Terms of Service. Typically, by close of the next business day.
Qualifying bookings may have the product’s price and stock protected for an applicable period while you complete your purchase. Eligibility and applicable terms will be shown for the relevant booking.